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Deeb
Elder
Law,
P.A.
6675
13th
Ave
N,
Suite 2C
St.
Petersburg,
Florida
33710
Phone:
(727)
381-9800
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Fax:
(727)
381-1155
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Often
people
misunderstand
the
difference
between
Medicaid and
Medicare.
Medicaid is
not
Medicare.
Medicare is
a type of
health
insurance
for seniors,
disabled
individuals,
or anyone
with
permanent
kidney
failure.
Medicaid is
a
needs-based
program with
benefits
determined
by the
individual's
financial
and medical
position.
Here is a
summary of
the two
programs:

-
Needs-based
health
program
-
Pays
for
skilled
nursing
care
for
the
elderly
or
disabled
through
the
Medicaid
Institutional
Care
Program
(ICP)
-
Must
meet
medical
and
financial
need
-
Medicaid
programs
vary
from
state
to
state
-
See
our
Medicaid
Planning
page
for
greater
detail
-

-
Health
insurance
for
seniors
-
Need
to
have
contributed
to
Medicare
system
to
be
eligible
-
Pays
for
primary
hospital
care
and
related
medically
necessary
services
-
Generally
must
be
65
or
over,
disabled,
or
have
permanent
kidney
failure
to
be
eligible
-
May
have
a
co-pay
provision
depending
on
the
services
received
-
Does
not
pay
for
long-term
care
-
Has
two
parts--Part
A is
hospital
insurance
and
Part
B is
medical
insurance
for
doctor
visits,
outpatient
hospital
services,
etc.
-
Federally
controlled,
uniform
application
across
the
country
-
Skilled
nursing
care
benefits
-
Up
to 100 days of skilled nursing care are available
per period of illness.
-
There
is no charge for the first day through the 20th
day for the beneficiary.
-
The
21st day through the 100th day, the beneficiary
must pay a per day co-pay.
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